1. Microfinance Program (Agrosor, Shufolon, Jagoron, MDP, LRL, IGA, Asset Creation)
Summary:
Launched in 1988, SDC's Access to Finance (A2F) program promotes poverty reduction through inclusive microfinance, empowering women and marginalized rural communities with flexible financial services that support income generation, asset building, and sustainable livelihoods across Bangladesh.
Goal:
To reduce poverty and strengthen rural livelihoods by expanding access to inclusive, flexible microfinance services for women and marginalized communities.


Objectives:
- Provide small, flexible loans to support income generation and asset building among rural households.
- Expand access to finance across key sectors, including agriculture, livestock, fisheries, micro-enterprise, and technology.
- Strengthen rural entrepreneurship through targeted enterprise financing (Agrosor and Enterprise Finance).
- Promote sustainable, women-led livelihoods and business growth in underserved communities.

Achievements:
- Disbursed 128,472 loans totaling BDT 13,387,967,000, with cumulative disbursement reaching BDT 75,730,096,000.
- Sector-wise disbursement included Micro Enterprise (BDT 4,827,000,000), Livestock (BDT 3,916,000,000), Agriculture (BDT 2,875,000,000), Fisheries (BDT 494,000,000), Water & Sanitation (BDT 685,000,000), Service Sector (BDT 145,630,000), Technology (BDT 93,047,000), and Other IGA (BDT 352,290,000).
- Financed 29,731 rural start-ups and SMEs through Agrosor and Enterprise Finance, disbursing BDT 483 crore across retail, wholesale, handicrafts, agriculture, livestock, food processing, and agri-input sectors.
- Each supported enterprise generated an average of 2.1 new jobs, strengthening rural employment and income diversification.
- Achieved an approximately 90% business survival rate after 12 months, reflecting strong entrepreneurial sustainability and long-term rural economic growth.
















